عنوان مقاله English
نویسندگان English
In the past, it was believed that the main obstacle to the development and progress of underdeveloped countries is the lack of capital, and for this reason, underdeveloped countries are caught in the vicious circle of development and there is no way out of this vicious circle except the accumulation of capital and wealth. However, today's attitude is completely different, so that the existence of capital is a necessary condition for development, not a sufficient condition, because developing countries that had little natural resources, divine wealth, and capital proved that with this small capital, development and progress can be achieved. One of the appropriate solutions to achieve economic development and progress is the use of efficient financial systems to mobilize stagnant and small capitals in society. Microcredits include the provision of financial services appropriate and within the financial affordability of low-income households who do not have access to financial services provided by conventional financial institutions. Low-income households generally do not have material assets to provide loan collateral, and for this reason, microcredits are proposed as a substitute for them. Therefore, the purpose of this research is to investigate the prioritization of success criteria for the promotion plan of job-creating Qard al-Hasan funds, people-oriented by the Basij Construction Organization of the country. This research has been carried out using a descriptive-analytical method. The desired statistical population includes 350 facilitators and 500 members of Qard al-Hasan funds of all provinces, and a questionnaire was used to collect data, and the (AHP) method was used to prioritize the criteria.
کلیدواژهها English
